Friends &
Social Groups
Families &
Roommates
Corporate
Teams
Travel &
Event Groups
Smart Bill Sharing & Group Expense Platform
OSplit modernizes daily financial interactions through simplicity and automation, making group expense management effortless, transparent, and automated.
OSplit is a modern, user-friendly expense-sharing app designed for friends, families, roommates, and corporate teams. Whether you're splitting dinner with friends, managing household expenses with family, or handling team expenses at work, OSplit makes group expense management effortless.
With intelligent algorithms that calculate splits automatically based on equal shares, percentages, or custom amounts, OSplit eliminates the hassle of manual calculations. Automated payment reminders and complete settlement history ensure transparency and timely payments.
Comprehensive Expense Management
A complete set of features designed to simplify group expenses for every scenario.
Group Expense Creation
Create and manage group expenses with just a few taps. Add multiple participants, split methods, and expense details effortlessly.
- Multi-participant
- Flexible Splits
- Quick Setup
- Real-time Sync
Automatic Split Calculation
Intelligent algorithms calculate splits automatically based on equal shares, percentages, custom amounts, or itemized splits.
- Equal Split
- Percentage Split
- Custom Amounts
- Itemized Splits
Payment Reminders & History
Automated payment reminders and complete settlement history with visual timelines and payment status tracking.
- Automated Reminders
- Settlement History
- Visual Timelines
- Status Tracking
UPI Integration
Seamless UPI integration for instant payments directly from the app with support for all major UPI apps and banks.
- Instant Transfers
- All UPI Apps
- Bank Integration
- Secure Payments
Trip & Event Management
Specialized features for trips, festivals, and group events with budget planning, expense categories, and shared itineraries.
- Trip Planning
- Budget Tracking
- Shared Itineraries
- Event Categories
Team Expense Management
Enterprise features for corporate teams with approval workflows, expense reports, reimbursement tracking, and admin controls.
- Approval Workflows
- Expense Reports
- Reimbursement Tracking
- Admin Controls
Advanced Technology Stack
Modern technologies enabling seamless expense management and secure payments.
Mobile-First Design
Native iOS and Android apps with intuitive UI/UX optimized for mobile usage and offline capabilities.
Payment Gateway Integration
Secure integration with UPI, net banking, wallets, and international payment systems for global reach.
Bank-Level Security
End-to-end encryption, biometric authentication, and secure transaction protocols for financial data protection.
Cloud Architecture
Scalable cloud infrastructure with real-time synchronization across devices and automatic backup systems.
Seamless Integration with Banking
Working with leading payment systems and financial institutions.
UPI Ecosystem
Integration with NPCI's UPI platform supporting all UPI apps including Google Pay, PhonePe, Paytm, and more.
Banking Partners
Collaboration with major Indian banks for secure transactions, account verification, and payment processing.
Mobile Wallets
Integration with popular mobile wallet platforms for alternative payment methods and digital transactions.
API Partners
Strategic partnerships with financial technology providers for enhanced features and global payment capabilities.